Is a Credit Union Right for You? 5 Pillars of Our Community-Focused Institution

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What you may not know, is that in a traditional bank, a significant portion of the profit from interest rates and fees leaves your community and is given to shareholders. Whereas the money you place inside a credit union is returned to you, the member, in the form of higher dividends on savings, lower interest rates on loans, and fewer fees.

However, it’s not all as simple as dollars and cents. You should feel confident, comfortable, and prioritized in your financial institution. Here’s what you can expect from Colorado’s only law enforcement credit union.

  1. Law Enforcement Focused: Originally founded by the Denver Police Department, RMLEFCU has been serving members of Colorado law enforcement and their families since 1938. Because we’re more than a bank —we’re a community united by the thin blue line.
  2. You’re an Owner: Every RMLEFCU member is not just a customer, but an owner of the credit union. In fact, membership ownership is one of the key differences between credit unions and other financial institutions. 
  3. Democratic Operations: Credit unions operate democratically, which means that, as a member, you are entitled to a vote and can weigh in on internal operations and leadership positions.  
  4. Earn Dividends: The credit union pays operating expenses and sets aside reserves. Earnings are then returned to members as competitive rates on savings, lower rates on loans, and additional services. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
  5. More Rewards: As a part of the community, we understand the sacrifice and hardships of devoting your life to law enforcement. That’s why we have a credit card to reward our members. For example, when you sign up for RMLEFCU’s Platinum Visa with Rewards you can earn 25k bonus points redeemable for travel, cash back, and cool experiences.

Over the years, we have grown to include a community of more than 14,000 members and assets more than $220 million. We are Colorado’s only credit union who exclusively serves law enforcement and their families. We strive to provide you with an unparalleled member experience so you can feel good about where you bank. Interested in learning more? Please give us a call or visit our website at